SNIFCU Privacy Policy

Facts

What does The Seneca Nation of Indians Federal Credit Union do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the accounts or services you have with us. This information can include:

How?

All financial companies need to share consumers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their consumers’ personal information; the reasons the Seneca Nation of Indians Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does The Seneca Nation of Indians Federal Credit Union share? Can you limit this sharing?
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes - information about your transactions and experiences No We Don't Share
For our affiliates’ everyday business purposes - information about your creditworthiness No We Don't Share
For non-affiliates to market to you No We Don't Share

To Limit Our Sharing

Complete the form below.

Please Note: If you are a new member, we can begin sharing your information 30 days from the date we sent you this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call us at 716-532-8179.

Who We Are

Who is providing this notice?

The Seneca Nation of Indians Federal Credit Union.

What We Do

How does The Seneca Nation of Indians Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files and buildings, procedural safeguards and safe record storage.

We maintian internal security controls, including physical, electronic, and procedureal safeguards to protect your non-public personal information. 

We will continue to review and modify our security controls in the future to deal with changes in products, services and technology.

How does The Seneca Nation of Indians Federal Credit Union collect my personal information?

We collect your personal information, for example, when you

We also collect your personal information from others, including credit bureaus or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you. 

Other Important Information

For Alaska, Illinois, Maryland and North Dakota Members

We will not share personal information with non-affiliates either for them to market to you or for joint marketing without your authorization.

For California Members

We will not share personal information with non-affiliates either for them to market to you or for joint marketing without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.

For Massachusetts, Mississippi and New Jersey Members

We will not share personal information from deposit or share relationships with non-affiliates either for them to market to you or for joint marketing without your authorization.

For Vermont Members

We will not share personal information with non-affiliates either for them to market to you or for joint marketing without your authorization, and we will not share personal information with affiliates about your credit worthiness without your authorization.