Online Banking

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Products and Services

Online Banking 24 hours

Bank online with the Seneca Nation of Indians Federal Credit Union. With Online Banking you can transfer funds between your checking and savings, pay on your SNIFCU loan, view your transaction history, schedule payment reminders, and access e-statements.

To register, go to the “Enroll Online” link on the Online Banking login at the top of the page. If you have already registered for online banking, you can sign in directly with you logon ID.

Online Bill Pay

The SNIFCU is pleased to offer Bill Pay to all of our customers. Pay your bills quickly and easily with SNIFCU’s convenient Bill Pay service. The perfect complement to Home Banking, Bill Pay allows you to:

  • Pay Anyone.
  • Schedule, change, or cancel payments
  • Set up automatic recurring payments
  • Review status of payments
  • Never write checks again!
  • Be assured that your payments will arrive on time.

You must be enrolled in Home Banking to utilize this service. Securely receive bill reminders, track recent payments, and view bill history all from one convenient screen.

When you have enrolled for Online Banking you will find the Bill Pay tab on our Online Banking Landing Page.

ATM locations – Allpoint

SNIFCU ATM Location:
William Seneca Building – Main Entrance
12837 Route 438
Irving, NY 14081

If you are not located near our Irving, NY ATM you can still withdraw your funds without a surcharge. The SNIFCU is a member of the Allpoint Network and you can use any of Allpoint’s 55,000 ATMs globally without a surcharge.

What is the Allpoint Network:

Allpoint provides you with the freedom to get your cash where you want, when you want, wherever you are... without the ATM fees. With over 55,000 ATMs in the Allpoint Network, your cash is never far away. Just look for the Allpoint logo or, better yet, use our locator or mobile app to find the nearest Allpoint ATM.

Find out a location near you!

all point

Visa Debit Card

Members of the SNIFCU can receive a free VISA debit card with their checking account. Use your debit card to pay for everyday purchases directly from your SNIFCU checking account. You’re in control with the SNIFCU Visa Debit Card. Use it anywhere Visa is accepted worldwide, including millions of retailers, ATMs, online or over the phone. It’s fast, safe and convenient to use for purchases big or small...

To Reset Your PIN
Call (800) 992-3808

Is your card lost or stolen?
Call (800) 472-3272

Is your card being restricted?
Call (877) 253-8964

All other calls after business hours
Call (800) 472-3272

Verified by Visa

Verified by Visa is a service offered by the SNIFCU in partnership with VISA that gives SNIFCU members an extra layer of protection when making purchases online by password protecting your debit card purchases. Register for Verified by Visa by clicking on the "Verified by Visa" logo.


Direct Deposit

No more waiting in line to cash your payroll. Direct deposit is a free service that allows you to have your payroll, Social Security, pension, SNI benefits, tax refunds, and other regular payments deposited into your SNIFCU accounts.

Direct Deposit is secure, convenient and fast. Don’t spend your time waiting in line to deposit or cash your monthly check. You’ll have access to your money sooner with direct deposit and your SNIFCU Debit Card.


Your money is available as soon as it is transferred


Don’t worry about lost, stolen, or misplaced checks


You can be assured your money is deposited whether or not you are able to get to the SNIFCU on payday

Direct Deposit of SNI Benefits

Members of the Seneca Nation of Indians, you can have your benefits direct deposited into your SNIFCU account. Those benefits include Elder’s benefits and SNI Annuities. Come into either of our offices to pick up your direct deposit forms. Once your form is complete you’ll just need to bring it to the Clerk’s office which conveniently is only just down the hall.


You no longer have to wait for your statements to arrive in the mail. Log into online banking to view your eStatements.

Go Green with eStatements

Reduce paper waste by keeping a digital record of your statements.

Convenient & Secure

Avoid storing months and months of statements in your home. Don't worry about lost or stolen mail. eStatements reduces the chance of your statements ending up in the wrong hands. If you need a hard copy, eStatements can be printed from your computer.